News
August 9, 2010 – Find your next vehicle at the Fall Pre-owned Vehicle Sale for credit union members, brought to you by CU Auto and your credit union, on Saturday, September 18th from 8:30 a.m. - 4 p.m.! Choose from over 200 high-quality, preowned vehicles from our preferred network of dealers. Get pre-approved at your credit union prior to the sale and drive your car home that day! Preview the vehicles Friday, Sept. 17 after 6 p.m. Check out the sale inventory the week prior online at www.cucompanies.com. CU Auto is owned and endorsed by your credit union. For more infomation, call your credit union or CU Auto at 651.631.6311. The sale is located at: CU Companies July 9, 2010 – The federal government recently passed a new regulation requiring all financial institutions to obtain approval before allowing payment of check card purchases or ATM withdrawals that may cause an overdraft unless we receive your consent to authorize payment if your account is overdrawn. As you may be aware, there have been a number of new federal regulations that have been introduced over the last six months that are intended to protect consumers from financial practices that are not clearly explained or authorized by individual account holders. One of these new regulations now requires your authorization to participate in our overdraft protection program to specifically cover your ATM and Debit Card transactions. Previously, our overdraft protection program (Courtesy Pay service) was available when you opened a CAACU checking account. However, you must now OPT-IN to authorize CAACU to pay overdrafts on your ATM and Debit Card transactions. ACT NOW! To continue to take advantage of this overdraft service for your ATM and Debit Card transactions, please provide CAACU with your documented authorization by contacting us, utilizing one of the following options: • Click here to download the Opt-in Form In order for Courtesy Pay to continue to cover your ATM and Debit Card transactions, you must OPT-IN as of August 15, 2010. If we do not hear from you, your current Courtesy Pay service will be discontinued as of August 15, 2010 when this regulation goes into effect. After this deadline, if CAACU has not yet received your authorization, all ATM and/or Debit Card transactions that will cause your account to become overdrawn and develop a negative balance, could automatically be declined at the point of sale. This OPT-IN program only applies to your ATM and Debit Card transactions. Overdraft protection for ACH and Share Draft transactions (i.e. BillPay, checks and other transactions where your checking account # is used) will continue automatically– no authorization is needed to cover these transactions. And, the same fees ($23.00 per each overdrawn transaction) will still apply. June 1, 2010 - Need a new car? CAACU is partnering with Enterprise Car Sales to provide you with a phenomenal deal on your next pre-owned car purchase. Enterprise will give you Blue Book trade-in value for your used car, plus $500! Plus, Enterprise will make your first loan payment toward your next pre-owned car purchase (up to $350!) Call CAACU today, 1-877-871-8313, to learn more about this terrific deal! Or visit www.cuautodeals.com. June 1, 2010 – Congratulations to Michael McGovern for his re-election to the Board of Directors at the Annual Meeting on May 13, 2010. June 1, 2010 - The following numbers were shared with our members at the annual meeting on May 14, 2009. June 1, 2009 - Congratulations to Bernard Bastian and Harald Borrmann for their re-election to the Board of Directors at the Annual Meeting on May 14, 2009. Also, congratulations to Dennis Olson for his appointment to the Supervisory Committee. Thank you to members who expressed interest in these positions. June 1, 2009 - The following numbers were shared with our members at the annual meeting on May 14, 2009. June 1, 2009 - As CAACU continues to add money-saving and convenient services, you recognize the benefits of CAACU serving as your “primary financial relationship.” You might even be considering bringing more of your financial business to CAACU, such as your checking accounts, your savings, or perhaps refinancing an auto or mortgage loan. But how do you start? How do you change your direct deposit? How do you transfer your money? Coming in 2010, members who make the switch and have multiple services with CAACU will qualify for relationship pricing. This means more savings for you!
Read past issues of our quarterly newsletter: Values
Pre-Owned Vehicle Sale for Members
500 Main Street,
New Brighton, MN 55112
Protect your account...Opt in today!!
• Complete the OPT-IN form you received in the mail and mail or fax it to us.
• Call us to have an OPT-IN form mailed to you
• Stop by the credit union to complete the OPT-IN form
Enterprise Sizzling Summer Car Sale!
Board Elections
Business Update
Board Elections
Business Update
Switching to CAACU Is a Snap
Let your friendly CAACU employees do the work for you. First, we’ll help you get together all of the data you need to make the switch. Second, you can mail or fax us any forms that are required by your current banks; we fill them out with the necessary information, then send them back to you for signatures. Third, we can provide any forms required to switch over direct deposit, or automatic payments from utility companies or banks. We can even help you set up your online account with automatic billpay.
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